Health Savings Accounts
What happens to my HSA when I die?
Your HSA will be treated as your surviving spouse’s HSA, but only if your spouse is the named beneficiary. If there is no surviving spouse or your spouse is not the beneficiary, then the savings account will cease to be an HSA and will be included in the federal gross income of your estate or named beneficiary.
Need Professional Help?
If you need help with "Health Savings Accounts" or have other tax questions, we can help you find a local licensed tax preparer for a free, no-obligation consultation.